MSMEs shift from collateral to data as lenders rethink creditworthiness
By Ambrose Dillan Masengere The just concluded 10X MSME Finance Exchange, convened by the United Nations Capital Development Fund (UNCDF) under the 10X Programme, explored a central question in Uganda’s financial ecosystem: what truly makes MSMEs attractive to lenders and development partners. A key takeaway from the discussions is a
Closing the Gap Between Digital Awareness and Real Adoption in Mukono’s MSMEs.
By Ambrose Dillan Masengere In Mukono, digital tools are no longer unfamiliar to small business owners. Mobile phones, social media pages and mobile money platforms are firmly embedded in everyday enterprise operations. Yet for many micro, small and medium enterprises (MSMEs), these tools remain underutilized. Present in business activity, but
Rethinking the Mobile Phone for Luweero’s MSMEs
In Luweero, the mobile phone has long been part of everyday business. It connects customers, enables payments and keeps enterprises running. Yet for many small business owners, it has remained a tool for transactions, not transformation, even though it sits at the very centre of how business is done. A
