The Youth Dividend or the Youth Deficit? Why Uganda’s Financial System Must Adapt or Become Obsolete
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The Youth Dividend or the Youth Deficit? Why Uganda’s Financial System Must Adapt or Become Obsolete

August 21, 2026
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There is a troubling assumption embedded within Uganda’s financial system: young people are simply not worth the risk. To many banks, microfinance institutions and investors, young people represent a weak investment proposition. They often lack collateral, guarantors, credit histories and the financial portfolios that make established corporate clients attractive. Viewed

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